In times of uncertainty, it's important to be certain about your most important assets being protected.

Here are AAA, we understand why some people would rather not overthink the state of their insurance policies. Deductibles, covered losses, riders, exclusions … insurance can be a confusing topic. What is actually covered under your current policy? 

More importantly, what isn’t covered?

“The worst time to find out what isn’t covered is after something happens,” said David Hodge, vice president of insurance at AAA Western and Central New York. “We want our members to know exactly what kind of protection they have, no matter who their carrier is. That’s exactly why we have licensed insurance agents ready to answer your questions at AAA.”

These local agents are available by appointment for AAA members who want a better understanding of their insurance policies. 

“For example, if you bought an auto policy online a few years ago, but you don’t really know what any of it means, you can speak one-on-one with one of our insurance experts,” Hodge said. “They’ll explain your coverage and let you know if they see any potential ‘danger zones,’ or areas where you may be lacking in coverage.”

Your AAA agent can even look for potential money-saving opportunities, such as combining home and auto policies, completing the AAA Defensive Driving course, or even checking to see if you qualify for a AAA member discount on your car insurance. 

“Our agents are trained to simplify the complexities of insurance language so that everyone who leaves our office leaves with a full understanding of what their policy means,” Hodge said.

To make an appointment with a AAA agent, or to get a free, no-obligation insurance quote, call 1-866-874-7222 to request a quote online.

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